Thunderbird Realty | Rancho Mirage Real Estate, Thousand Palms Real Estate, Whitewater Real Estate


74611 Sweetwell Road, Thousand Palms, CA 92276  

Residential
$216,500
Price
2
Bedrooms
2
Baths
Highly upgraded home on the golf course with Golf Cart Garage, Huge laundry / Pantry and great room. Upgrades include: Newer A/C system, Wood Laminate floors, Stainless steel appliances including a trash compactor, Granite Counter tops, Double Ovens, Trash compactor, Plantation shutters,Low maintenance yard with artificial grass. Must see to appreciate. Ivey Ranch is a 55 & over senior community where you own the land..


9390 West Drive, Desert Hot Springs, CA 92240  

Residential
$247,000
Price
2
Bedrooms
2
Baths
GREAT LOCATION on quiet street above Mission lakes Blvd. on West Drive. This house is a lovely well designed southwestern house with 2, 1 bedroom suites on different sides of a central courtyard allowing for privacy. The living room and kitchen are open and connected to both bedrooms on opposite sides of the courtyard. House is move-in ready. Totally renovated! Kitchen has a brand new quartz counter top. A MUST SEE! Schools within walking distance. Owners willing to carry with significant down payment.


Believe it or not, getting pre-approved for a mortgage can be quick and simple, even for a first-time homebuyer. In fact, here are three tips to help a first-time homebuyer streamline the process of receiving pre-approval for a mortgage:

1. Meet with Several Lenders

Many mortgage lenders are available in cities and towns nationwide. Meanwhile, these mortgage experts are happy to teach first-time homebuyers about assorted mortgage options and help them get pre-approved for a mortgage.

Set up face-to-face meetings with various lenders in your area. That way, a first-time homebuyer can gain unparalleled insights into a wide range of mortgage options.

In addition, don't hesitate to ask questions during meetings with banks and credit unions. Mortgage lenders possess comprehensive mortgage expertise, and as such, a first-time homebuyer can rely on these mortgage professionals to receive the support that he or she needs to make an informed decision.

2. Understand Your Credit Score

Do you know your credit score? Ultimately, a first-time homebuyer's credit score may dictate his or her ability to obtain the ideal mortgage.

An individual can request a free copy of his or her credit report from each of the three major credit reporting agencies (Equifax, Experian and TransUnion) once a year. This report may prove to be exceedingly valuable, as it can help a homebuyer identify opportunities to improve his or her credit score before a mortgage application is submitted.

Also, if you identify errors in your credit report, it is paramount to contact the agency that provided the report immediately. This will allow you to correct any potential errors quickly and ensure that they won't affect your ability to get the best possible mortgage.

3. Consider Your Homebuying Budget

A first-time homebuyer may have lofty expectations prior to entering the real estate market. However, this individual should consider his or her finances before submitting a mortgage application.

With a budget in hand, a homebuyer can establish realistic expectations as he or she tries to get pre-approved for a mortgage. Plus, this homebuyer may be better equipped than others to obtain pre-approval for a mortgage and accelerate his or her search for the perfect residence.

Lastly, it may be worthwhile for a first-time homebuyer to meet with a real estate agent to learn more about assorted mortgage options.

A real estate agent understands the challenges associated with purchasing a house for the first time. As a result, this housing market professional can teach a homebuyer about all aspects of the property buying journey and help this buyer plan accordingly.

Perhaps best of all, a real estate agent can set up home showings, keep a homebuyer up to date about new residences as they become available and negotiate with a home seller on a buyer's behalf. This housing market professional will even provide honest, unbiased homebuying recommendations to make it easy for a property buyer to acquire a top-notch residence at a budget-friendly price.

Move one step closer to purchasing your dream house – use the aforementioned tips, and a first-time homebuyer can speed up the process of getting pre-approved for a mortgage.


Ivey Ranch is a quiet, well maintained 55+ gated community with a 9 hole regulation golf course, driving range, 4 pools 2 spas, tennis court and exercise room. All of this and close to shopping and I-10. Drive up to a this home and be greeted by a mature grapefruit tree in front. Easily maintained desert landscaping surrounds the home that has an enclosed yard. An aluma-wood cover makes the approx. 36 ft. patio perfect for entertaining. Large master with full bath and double closets. Great room with vaulted ceiling. Kitchen with gas range, refrigerator, dishwasher and eat up counter. Built in china cabinet. Laundry room with washer & gas dryer. Roomy guest bedroom has bay windows, double closets and room for a desk. You own the land in Ivey Ranch.

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GREAT LOCATION on quiet street above Mission lakes Blvd. on West Drive. This house is a lovely well designed southwestern house with 2, 1 bedroom suites on different sides of a central courtyard allowing for privacy. The living room and kitchen are open and connected to both bedrooms on opposite sides of the courtyard. House is move-in ready. Totally renovated! Kitchen has a brand new quartz counter top. A MUST SEE! Schools within walking distance. Owners willing to carry with significant down payment.

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